No matter how small or large your Oregon business is, you need business insurance. As a locally owned and operated company, Valley Insurance understands the unique concerns of Oregon business owners, and we take pride in helping local companies find insurance with true value. Our Certified Insurance Counselors can help you identify the risks facing your business, and we’ll shop our network of excellent insurance carriers to find policies that address your corporate needs.

Required Coverage

Depending on the type of Oregon business you operate, there are certain types of insurance that you may be legally required to carry. If you or any of your employees drives a vehicle on company business, you need to carry a commercial vehicle policy. If you have any employees at all, you likely need to carry workers’ compensation to comply with state law. Your Valley Insurance agent can help you determine what commercial insurance you are legally required to carry.

Other Commercial Coverage

Workers’ compensation insurance and commercial vehicle coverage are great, but they won’t help if a customer slips and breaks a leg on your property or fire destroys your office building. Many corporate insurance products not required by law are important for helping your business succeed, even when disaster strikes. Liability policies will protect your company in the event of certain lawsuits, and other policies can help you recover should disaster strike. Some of our most popular business insurance products include:

• General liability (slip-and-fall) insurance
• Business property insurance
• Business owners policies (General liability and Business property insurance on one policy)
• Commercial flood insurance
• Directors and officers (Wrongful acts by) liability
• Errors and omissions (professional liability) insurance
• Inland marine coverage (equipment that gets moved from one place to another)
• Employment practices liability insurance (discrimination, negligent hiring, and wrongful termination.)
• Surety bonds

Contact us today to learn more about how we can help you protect your business and your bottom line. We look forward to helping you insure your company so you can get back to business.

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